Estimate your New York take-home pay with progressive state brackets plus optional New York City or Yonkers tax. Pick your locality and pay frequency to see federal withholding, FICA, and deductions.
For example, a single filer earning $65,000 a year in New York takes home about $1,970.95 every two weeks, or $51,245 a year.
| Annual salary | Biweekly take-home | Federal income tax | FICA | State + local tax | Annual take-home |
|---|---|---|---|---|---|
| $35,000 | $1,111.33 | $2,062 | $2,677 | $1,366 | $28,895 |
| $50,000 | $1,541.15 | $3,862 | $3,825 | $2,243 | $40,070 |
| $65,000 | $1,970.95 | $5,662 | $4,973 | $3,121 | $51,245 |
| $80,000 | $2,347.48 | $8,847 | $6,120 | $3,998 | $61,034 |
| $100,000 | $2,841.89 | $13,247 | $7,650 | $5,214 | $73,889 |
| $150,000 | $4,052.63 | $24,818 | $11,475 | $8,339 | $105,368 |
Assumes single filing status, 2026 W-4 with no adjustments, biweekly pay, and no pre-tax deductions. Use the calculator above for your exact situation.
New York paycheck calculator — a free online paycheck calculator New York workers use to estimate net pay after progressive state income tax, optional NYC or Yonkers local tax, federal taxes, and payroll deductions.
This free New York paycheck calculator estimates take-home pay for hourly and salary workers across the state. Use it as a paycheck calculator New York or New York state paycheck calculator employees can run before every pay period — enter wages, pay frequency, locality, and W-4 details to see federal withholding, NY state tax, NYC or Yonkers local tax, FICA, and deductions in your browser.
New York State uses nine progressive brackets from 4% to 10.9%. NYC residents pay an additional city income tax of 3.078% to 3.876%. Select "New York City" in the locality dropdown to use this new york city tax paycheck calculator mode and see state plus city withholding broken out separately.
New York taxes income at nine marginal rates topping out at 10.9% on very high earners. Most workers fall in the 4% to 6.85% bands. The standard deduction is $8,000 for single filers and $16,050 for married filing jointly. Pre-tax deductions such as 401(k) contributions reduce taxable wages before state and local rates apply.
Select your locality: "Outside NYC/Yonkers" for state tax only, "New York City" for progressive NYC resident tax, or "Yonkers" for the 16.75% surcharge on state tax paid by Yonkers residents. NYC tax applies to residents of all five boroughs — it is separate from and in addition to state withholding.
Hourly workers in New York City, Albany, Buffalo, Rochester, and across the state can model regular hours, overtime, tips, and shift differentials. Salary employees can enter annual pay and compare pay frequencies. The New York paycheck calculator updates instantly as you change inputs.
Estimates only — not tax or legal advice. Consult the New York Department of Taxation and Finance or a tax professional for official withholding guidance.
Tax tables last updated 2026-01-01. See our calculation methodology for how withholding is computed.