Estimate take-home pay anywhere in the U.S. This calculator covers federal income tax, Social Security, Medicare, and your deductions — then pick your state for state and local income tax.
This free paycheck calculator estimates the parts of your paycheck that are the same in every state: federal income tax withholding, Social Security, Medicare, and your own pre-tax and post-tax deductions. It uses 2026 IRS withholding tables and runs entirely in your browser with no account required.
Enter an annual salary and choose weekly, biweekly, semi-monthly, or monthly pay to see what lands in each check. Use net-to-gross mode to find the salary you need for a target take-home amount.
Enter your hourly rate, hours per period, and optional overtime to see per-check net pay. Advanced earnings fields cover tips, commission, and shift differentials.
If you live in a state without wage income tax — such as Florida, Tennessee, South Dakota, Wyoming, Alaska, or New Hampshire — this result is effectively your full take-home estimate. If your state taxes wages, the number here is an upper bound; pick your state below to include state and local income tax.
Estimates only — not tax or legal advice. For official withholdings, refer to your employer's pay stub.
Tax tables last updated 2026-01-01. See our calculation methodology for how withholding is computed.